![]() Existing and previous Cash Rewards accounts do not qualify for this one-time bonus. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance. Mint purchases, or transactions to purchase cash convertible items. Cash back is not earned for Advances (including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Net purchases are purchases minus credits and returns. Bank Cash+ ® Visa Signature® Card and after eligible net purchases totaling $1,000 or more are made to your account within 120 days from account opening. ![]() One-time $200 bonus will be awarded for redemption when you are approved for a new U.S. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR. Bank ExtendPay ® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. Bank ExtendPay ® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S Bank ExtendPay ® Plan or U.S. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Foreign Transaction fee:3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. There is a $1 minimum interest charge where interest is due. Balance Transfer fee: 3% of each transfer amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Advance fee: 5% of each advance amount, $10 minimum. The variable APR for Cash Advances is 29.99%. The current undiscounted variable APR for Purchases and Balance Transfers is $ based on your creditworthiness. The introductory rate does not apply to cash advances. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 15 billing cycles. * The 0% introductory APR applies to purchases and is valid for the first 15 billing cycles. ![]()
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